What happens if a payment fails, and how to cancel

Updated 11 July 2026 2 min read

What happens if a payment fails, and how to cancel

If a payment fails

If Stripe is unable to collect a payment, for example because of an expired card, your firm's billing status changes to past due and Stripe automatically begins retrying the charge.

  • Full access continues during this period. Your Solo, Growth, or Elite features keep working while Stripe retries the payment.
  • The status pill at the top of the Billing & Subscription page doesn't have a dedicated "Past Due" label, so it displays as "Trial" during this time rather than flagging the failed payment directly. If you suspect a payment has failed, check your email for a notice from Stripe, or open Manage Subscription to check the card on file.
  • After 14 days without a successful payment, Accupe emails every admin on your account a notice titled "Your Accupe subscription needs attention", with a button to update your payment method. From this point, paid features may start returning a payment-required error until you update your card.
  • After 21 days without a successful payment, your firm is automatically moved down to the Solo plan. Paid features such as advanced AI, bulk e-signatures, and custom domain access pause until you re-subscribe. Your Stripe subscription itself isn't cancelled at this point, it's your Accupe plan tier that changes.

To fix a failed payment at any point, update your payment method via Settings, then Billing & Subscription, then Manage Subscription. As soon as Stripe successfully collects payment, your billing status and plan tier are restored automatically.

Billing status at a glance

StatusWhat it means for you
ActiveEverything is working normally.
Past due (0 to 14 days)Stripe is retrying the charge. Full access continues. Shown as "Trial" on the plan card.
Past due (14+ days)Grace period expired. Paid features may be blocked until you update your card.
Past due (21+ days)Firm automatically downgraded to Solo.
CanceledSubscription ended. Paid features are blocked until you re-subscribe.
Note: If your firm shows a "Refund under review" banner instead, that's different: it means a recent refund on an annual subscription is being reviewed by our finance team. Your access isn't affected. Contact hello@accupe.com if you have questions.

Cancelling your subscription

There's no "Cancel" button inside Accupe itself. Cancellation is handled entirely through Stripe's Billing Portal:

  1. Go to Settings, then Billing & Subscription (admin access required).
  2. Select "Manage Subscription".
  3. In the Stripe-hosted Billing Portal, choose to cancel your subscription.

Once cancelled, your billing status changes to "Canceled" and paid features stop working. You'll need to re-subscribe from the Compare Plans table to restore access.

Tip: If you're not ready to cancel entirely, moving to Solo keeps your account, clients, and data active at Accupe's lowest-cost plan rather than losing access altogether.